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NEW YORK, NY — (Marketwire) — 10/14/11 — Technology isn-t just about staying connected anymore; it-s about making everyday life more efficient. The mobile phone, in particular, has become one of, if not the most important technology accessory with approximately five billion subscribers globally, according to the . Now, consumers are poised for the next step — using their smartphones as their wallet, or "mobile wallet" to be exact. According to a May 2011 survey by MasterCard Worl